Privacy Policy
Champions Legacy Life LLC, doing business as Champions Legacy Life (“Champions Legacy Life,” “we,” “us,” or “our”), respects your privacy. This Privacy Policy explains what information we collect when you visit our website, request a quote, or communicate with us, how we use that information, and the choices you have.
This policy applies to www.championslegacylife.com and to any quote request, phone call, email, or text message exchanged with us. By using our website or submitting your information to us, you agree to the practices described here.
Contents
1. Information we collect
Information you give us directly
When you request a quote or contact us, we may collect:
- Your first and last name
- Your email address
- Your mobile or landline telephone number
- The coverage amount you are interested in
- Your age, date of birth, state of residence, and general health information, where you provide it so that we can identify suitable coverage
- Any other information you choose to include in a message to us
Information collected automatically
When you visit our website we may automatically collect limited technical information such as your IP address, browser type, device type, referring page, and the pages you view. This information is used to keep the site working correctly and to understand general usage patterns.
2. How we use your information
We use the information we collect to:
- Respond to your quote request and prepare coverage options for you
- Contact you by phone, email, or text message about your request
- Submit applications to insurance carriers on your behalf, with your authorization
- Provide customer service and ongoing policy support
- Send you information about products and services that may be relevant to you, where you have consented to receive it
- Comply with applicable insurance, licensing, and other legal obligations
- Detect and prevent fraud or misuse of our services
3. SMS text messaging
If you provide your mobile telephone number and give your express written consent, we may send you text messages relating to your quote request, your application, your policy, and, where you have opted in, promotional offers.
No mobile information will be sold, rented, or shared with third parties or affiliates for marketing or promotional purposes.
All of the categories of sharing described in this Privacy Policy exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties or affiliates for marketing or promotional purposes under any circumstances.
Mobile information may be shared only with subcontractors and service providers who support our own communications, such as our messaging platform provider or customer relationship management provider, and only so that they can deliver messages on our behalf. These providers are contractually prohibited from using your mobile information for their own marketing purposes.
Consent to receive text messages is not a condition of purchasing any product or service from us. Message frequency varies. Message and data rates may apply. You can cancel messages at any time by replying STOP, and you can request help by replying HELP or by contacting us using the details below. Full messaging terms are set out in our Terms of Service.
4. How we share information
Subject at all times to the SMS restrictions in Section 3 above, we may share the information you provide with:
- Insurance carriers and underwriters, in order to obtain quotes and submit applications you have authorized
- Service providers that support our business, such as website hosting, customer relationship management, email delivery, and messaging platforms, acting on our instructions
- Licensed agents working with Champions Legacy Life who are assisting with your request
- Legal and regulatory authorities, where we are required to do so by law, subpoena, or other legal process, or to protect our rights or the safety of others
- A successor entity, in connection with a merger, acquisition, or sale of assets, subject to this policy continuing to apply
We do not sell your personal information.
5. Cookies and tracking
Our website may use cookies and similar technologies to operate the site, remember your preferences, and measure general traffic. Most browsers let you refuse or delete cookies through their settings. Disabling cookies may affect how parts of the site function.
6. Data security
We maintain administrative, technical, and physical safeguards designed to protect the information you provide against loss, misuse, and unauthorized access or disclosure. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.
7. Data retention
We retain your information for as long as needed to provide the services you requested, to maintain your policy records, and to satisfy our legal, regulatory, and recordkeeping obligations. Insurance records are frequently subject to retention periods set by state law. When information is no longer required we delete it or render it anonymous.
8. Your rights and choices
You may at any time:
- Stop text messages by replying STOP to any message you receive from us
- Unsubscribe from email by using the unsubscribe link in any marketing email
- Ask to be placed on our internal do not call list by contacting us
- Request access to, correction of, or deletion of the personal information we hold about you
- Withdraw a consent you previously gave us
Residents of certain states, including California, Colorado, Connecticut, Utah, and Virginia, may have additional rights under state privacy law, including the right to know what personal information we have collected and the right to opt out of certain processing. To exercise any of these rights, contact us using the details in Section 12. We will not discriminate against you for exercising your rights.
9. Children’s privacy
Our website and services are intended for adults. We do not knowingly collect personal information from anyone under the age of 18. If you believe a child has provided us with personal information, please contact us and we will delete it.
10. Third party links
Our website may link to websites operated by insurance carriers or other third parties. We are not responsible for the privacy practices or the content of those websites. We encourage you to read the privacy policy of any website you visit.
11. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will revise the effective date at the top of this page. Material changes will be posted on this page. Your continued use of our website or services after an update takes effect means you accept the revised policy.
12. Contact us
If you have questions about this Privacy Policy or how we handle your information, contact us:
- Champions Legacy Life LLC (dba Champions Legacy Life)
- Mailing address: 1401 Arciones Road, Haslet, TX 76052
- Phone: (855) 450-LEGACY
- Office phone: (214) 399-5257
- Email: russaw24@championslegacylife.com
- Website: www.championslegacylife.com